Terms & Conditions

Effective Date: September 27, 2026

Welcome to CosmoVedic (developed and operated by Bizsokae). By accessing our website, web application, or mobile APK, you agree to comply with and be bound by the following Terms and Conditions.

1. Nature of Services

CosmoVedic provides digital computational Vedic astrology tools, personalized Kundli charts, 90-day karmic habit roadmaps, and Lal Kitab lifestyle guidance based on classical astronomical formulas and ephemeris calculations.

2. Digital Products & Pricing in INR

All digital passes and subscriptions are priced strictly in Indian Rupees (INR ₹) inclusive of applicable taxes:

• Tier 1 (Starter Cosmic Pass): ₹1.25 INR (Kundli Insights & First Lal Kitab Remedy)
• Tier 2 (Single Task Blueprint): ₹9.00 INR (Full 90-Day Roadmap for 1 Active Task)
• Tier 2+ (Multi-Task Addition): ₹19.00 INR (From 2nd Task Onward & Multi-Goal Access)
• Tier 3 (Lifetime Cosmic VIP Pass): ₹49.00 INR (Unlimited Tasks, All Blueprints & Lifetime Updates)

3. Payment Processing

All transactions are securely handled through RBI-authorized payment aggregators (including Razorpay Software Private Limited) using 256-bit SSL encryption. We do not store credit card credentials, CVVs, or UPI PINs on our servers.

4. Strict Non-Refundable Digital Service Policy

All purchases are strictly non-refundable and non-cancellable under any circumstances. Due to the digital, computational, and instantaneously consumable nature of personalized Kundli analysis, astrological remedies, and 90-day blueprints, all sales are final once payment is confirmed. Please refer to our Refunds & Cancellations Policy for detailed terms.

5. Spiritual Guidance Disclaimer

Vedic astrology calculations and remedies provided by CosmoVedic are designed for personal spiritual self-reflection, mindfulness, and traditional cultural practice. They are not intended as substitutes for qualified medical, legal, psychological, or certified financial advice.